Meet Your Investment Team

As experienced CERTIFIED FINANCIAL PLANNERTM practitioners, both Bryan and Bill possess an in-depth understanding of the issues you face when it comes to planning your retirement. Through an extensive discovery process, they establish client’s goals, prioritize their concerns and provide strategies to help them reach their goals. The members of the Graczyk-Dijak Financial group share a sense of community and tradition with people in the Tri- Cities.  Like you, they work hard, believe in strong values, and appreciate the simple rewards in life. 

Bryan S. Graczyk
Bryan has over 20 years experience creating successful Retirement Plans in the Great Lakes Bay Region. As a CERTIFIED FINANCIAL PLANNERTM  he helps families and businesses with their financial planning needs and goals. Before starting his own business, he earned his bachelor degree from Saginaw Valley State University and also worked as a financial analyst for a fortune 500 company.

Bryan lives in Bay County with his wife Karen, and their dog Max. In his spare time he enjoys hunting, riding motorcycles and spending time with his family.

William S. Dijak
Bill has served the Great Lakes Bay Region for over 30 years in the Financial Services arena. As a CERTIFIED FINANCIAL PLANNERTM he has helped many individuals and businesses prepare for their “Financial Milestones”. Prior to operating his own business, Bill served as Deputy Treasurer for a local municipality. Bill is a graduate of Central Michigan University.

Bill lives in Bay County with his wife Greta, and their dog Rudy. In his spare time Bill serves his church, enjoys coaching high school basketball and attempts to reduce his golf handicap.

Dave Murphy
Dave has over 20 years experience in the financial services industry. Dave attended Saginaw Valley State University where he holds a Masters in Business Administration majoring in finance. He is a Past President of both the Saginaw Valley Rotary Club and the Fordney Club. He is also active in the Saginaw County Chamber of Commerce. In his spare time Dave enjoys tennis, golf and community events across the Great Lakes Bay region.


The Graczyk- Dijak Financial Group is locally owned and operated . They offer honest, sincere advice that allows you to plan for your future with utmost confidentially and confidence.